Deep Thought: Financial Advice- House Mortgages

7 Easy Ways to Pay Off Your Mortgage Early daveramsey.com
“..You can join the ranks of debt-free homeowners and make your last mortgage payment sooner rather than later with these seven easy ways to pay off your mortgage early!..

The only type of debt Dave won’t yell at you about is a 15-year fixed-rate mortgage with a payment that’s no more than 25% of your take-home pay. You’ll pay much more in interest on a 30-year mortgage—and, besides, who wants to be in debt for 30 years?

You can refinance a longer-term mortgage into a 15-year loan. Or, if you already have a low interest rate, save on the closing costs of a refinance and simply pay on your 30-year mortgage like it’s a 15-year mortgage. The same goes for a 15-year mortgage. If you can swing it, why not increase your payments to pay it off in 10 years?..”

Pay Off Mortgage Early or Invest? #AskTheMoneyGuy

Should I Pay Off My House Mortgage or Invest the Extra Money?

Should You Pay Off Your Mortgage Before Retirement or Invest? An Expert Weighs In!

Sixty and Me
Published on Aug 8, 2017
There are so many financial decisions to make in the years before retirement.

One of the most important of these questions is whether to focus on paying off your mortgage or investing more in bonds, stocks and other investments.

If you are thinking about paying off your mortgage… or you just want to get more from your money in retirement, this interview is for you!

Fortunately, financial ex…

How to pay off a 30 year home mortgage in 5-7 years

*don’t let your money sit on savings in low interest growth, don’t get on the “cycle” after refinancing and go back, get aggressive!

How to Pay Off your Mortgage in 5-7 Years (Real Estate Investing)

Credit Score?

Can paying off your mortgage hurt your credit score? By Brady Porche | Published: February 27, 2017 creditcards.com
“..In most cases, paying off your mortgage does not help or hurt your credit score in any significant way. It could have a small negative impact if the mortgage was your only installment loan, according to the credit reporting agency Equifax’s website. After all, “credit mix” accounts for 10 percent of FICO’s traditional credit scoring model. But if you never missed a payment over the life of the loan, that could offset any points lost due to the loan falling off your credit report…

If you retain a good score or gain points after paying off your mortgage, chances are you have other trade lines with long, unblemished payment histories. Payment history and length of credit history account for 35 percent and 15 percent of your FICO score, respectively. What’s more, if you never missed a payment on your closed mortgage, that positive information will remain on your credit report for up to 10 years….”

Elderly

Pay Off Mortgage Or Keep Cash? – YouTube

Good News Financial
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Deep Thought: Should I “repay back” with “evil” or “good”?

Have you ever been “abused” (e.g. emotionally, physically, etc..) by someone and wanted to return back a similar “evil”? What happened? Was it worth it?

“EVIL”

10 People Who Took Justice Into Their Own Hands – YouTube

Eye For An Eye (Islam) Vs. Turn Other Cheek (Christianity)

“GOOD”

Notable Non-Violence Advocates

Amazing Testimony of Afshin Javid Part 1 of 2

Repay evil with good – YouTube

“..William Goxo and Tielman Slabbert grew up in a South Africa torn and divided by the Apartheid system. Ignorance, fear and hatred fuelled this unfair and terrible regime, and even as it was brought to an end, there was plenty of room for distrust, bitterness and enmity in its wake. Hear William and Tielman tell some of their experiences, and how the Christian gospel brings true liberation and reconciliation, leading to love and eternal friendship. By tackling the root of all problems: the sin that dwells in each one of us, no matter what race, background or outward circumstances, it helps us to overcome prejudice, suspicion, hard feelings and hatred. With God’s help we can learn to live the life that we read about in the Bible, and experience true unity. Visit http://www.brunstad.org to learn more about this Christian life. If you are interested, we encourage you to contact us: http://www.brunstad.org/en/Contact-us/..”

A Christian Testimony in the Face of Evil January 28, 2018 jubileeminneapolis.org
“…From a Christian worldview, we have to understand that the facts are important. It is not wrong to want to know what the dots are and then to try to connect them. God made us rational and moral creatures and this moral sense reaches out for some rational explanation of the horrifying evil of our world. But our first response should not be to try to understand the crime, but rather, to identify with the community in grief and experiencing heartbreak.

The Christian worldview dignifies the heartbroken.”…”

When Is It Right to Repay Evil with Pain? Resource by John Piper Scripture: Romans 12:9–21 Topic: Public Justice desiringgod.org
‘..The clear and uniform message here is that we should love our enemies, and that this love involves treating them better than they deserve, not returning evil for evil but blessing them from our heart and helping them when they need us. This teaching is the same as Jesus’ teaching when he said, for example (in Luke 6:27-31),..”

Explain “Do Not Be Overcome with Evil, But Overcome Evil with Good” Pat Robertson cbn.com
“..If someone forces you to go one mile, go two miles. If someone takes your coat, give him your shirt as well (see Matthew 5:40-41). Do so graciously, cheerfully, even assertively. God has given you the spiritual weapons to discern who your enemies are and then to conquer them by making them your friends. (Of course, as long as there are vicious criminals and international tyrants in the world, there must be a system of restraint through local or international police. In Romans 13, police and legitimate armies are considered by the apostle Paul as “ministers of God” to bring vengeance on lawbreakers.)..”

Why should I bless those who curse me? iblp.org

“..Resolve Long-Term Bitterness

Many people have testified to overcoming years of bitterness that began when they were cursed or abused during childhood. As these abused individuals blessed their offenders, often their bitterness disappeared immediately.

But how are you to deal with bitterness toward someone on whom you no longer have the opportunity to bestow a blessing, such as someone who has died since the offense occurred?

Put your faith in God and His love for both you and the offender.
Thank God for His power to redeem those hurtful circumstances and memories.
Ask Him to give you wisdom and grace to forgive and release your offender from your bitterness and condemnation, even though the person may be dead already. You are still living, and you can still make choices that bring freedom and blessing to your life as you choose to forgive and bless instead of be bitter and curse. (See James 1:5, John 16:23, II Peter 1:2, Hebrews 4:16, and James 4:6.)
..”

Goodnews Everybody
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