Deep Thought: Financial Advice- House Mortgages

7 Easy Ways to Pay Off Your Mortgage Early daveramsey.com
“..You can join the ranks of debt-free homeowners and make your last mortgage payment sooner rather than later with these seven easy ways to pay off your mortgage early!..

The only type of debt Dave won’t yell at you about is a 15-year fixed-rate mortgage with a payment that’s no more than 25% of your take-home pay. You’ll pay much more in interest on a 30-year mortgage—and, besides, who wants to be in debt for 30 years?

You can refinance a longer-term mortgage into a 15-year loan. Or, if you already have a low interest rate, save on the closing costs of a refinance and simply pay on your 30-year mortgage like it’s a 15-year mortgage. The same goes for a 15-year mortgage. If you can swing it, why not increase your payments to pay it off in 10 years?..”

Pay Off Mortgage Early or Invest? #AskTheMoneyGuy

Should I Pay Off My House Mortgage or Invest the Extra Money?

Should You Pay Off Your Mortgage Before Retirement or Invest? An Expert Weighs In!

Sixty and Me
Published on Aug 8, 2017
There are so many financial decisions to make in the years before retirement.

One of the most important of these questions is whether to focus on paying off your mortgage or investing more in bonds, stocks and other investments.

If you are thinking about paying off your mortgage… or you just want to get more from your money in retirement, this interview is for you!

Fortunately, financial ex…

How to pay off a 30 year home mortgage in 5-7 years

*don’t let your money sit on savings in low interest growth, don’t get on the “cycle” after refinancing and go back, get aggressive!

How to Pay Off your Mortgage in 5-7 Years (Real Estate Investing)

Credit Score?

Can paying off your mortgage hurt your credit score? By Brady Porche | Published: February 27, 2017 creditcards.com
“..In most cases, paying off your mortgage does not help or hurt your credit score in any significant way. It could have a small negative impact if the mortgage was your only installment loan, according to the credit reporting agency Equifax’s website. After all, “credit mix” accounts for 10 percent of FICO’s traditional credit scoring model. But if you never missed a payment over the life of the loan, that could offset any points lost due to the loan falling off your credit report…

If you retain a good score or gain points after paying off your mortgage, chances are you have other trade lines with long, unblemished payment histories. Payment history and length of credit history account for 35 percent and 15 percent of your FICO score, respectively. What’s more, if you never missed a payment on your closed mortgage, that positive information will remain on your credit report for up to 10 years….”

Elderly

Pay Off Mortgage Or Keep Cash? – YouTube

Good News Financial
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Deep Thought: How does one get to “Heaven”?



“What occupation will get you to Heaven?” -(Family Feud)

Heaven and Hell, According to Various Religions Friday, March 23, 2007 at 2:29 AM neatorama.com

HEAVEN AND HELL OF DIFFERENT RELIGIONS – YouTube

Take the “2 Question Test: Are you going to Heaven? test.goodnewseverybody.com

Heaven: How Five Religions See It (Accessible Preview) – YouTube

The five major world religions – John Bellaimey – YouTube

6 MOST Afterlife Beliefs From Different Religions – YouTube

MONOLITHIC RELIGIONS

JUDAISM

JUDAISM ON DEATH & AFTERLIFE – Rabbi Skobac (Jews … – YouTube

*see Now You Know: Interesting Jewish “Stuff” goodnewseverybodycom.wordpress.com

ISLAM

The last breath – is it the end ? ~ Sheikh Tawfique Chowdhury

*see Peace: How can we live with Muslims? goodnewseverybodycom.wordpress.com

CHRISTIANITY

2 Question Test test.goodnewseverybody.com

Bill Wiese – How to Get to Heaven

How To Know That You Will Go To Heaven When You Die

*see Deep Thought: Is “Heaven” for real? goodnewseverybodycom.wordpress.com

Good News Death
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Movie: Star Wars -“The Last Jedi” Reflection

I just watched this movie this “morning”…yes, this morning! First time I can remember “ever” watching a movie in the morning! My friends and I drove 45+ minutes to a great “seat-reclining” theater (Alexandria, MN)..

When we got there (30 minutes prior to the showing and 15 minutes prior to it being opened), we were like one of the first ones to get there. Then a bunch of cars started coming. We decided to go fall in line 5 minutes prior to the time the doors will be opened. Later, we would be thankful that we did this as we got close to tickets being sold out for the 11:45am showing. We would’ve just had to wait another hour for the 2nd showing. However, being towards the end of tickets being nearly sold out, we had to pick seats up front in the very 1st row. Fortunately, the seats reclined, so we were able to lay our heads back and see much of the big screen a “little better”!

Press “Stuff” Prior to Showing

STAR WARS THE LAST JEDI Cast Interviews – Mark Hamill, Daisy Ridley, Adam Driver, John Boyega

WARNING: Below will be a SPOILER ALERT if you haven’t seen this movie yet…

Important to get “both sides” of the story

I love the two different scene perspectives of the stories being told to Rey on “Why Kylo Ren turned to the “dark side”..

1st-Kylo Ren tells the story making “Luke Skywalker” look evil and “mad” (e.g. eyes all red , like Anikin Skywalker in the movie “Revenge of the Sith” ) when he was about to “kill” Kylo Ren..

Why Kylo Ren TURNED on LUKE (SPOILERS) – Star Wars the Last Jedi Explained

2nd-Luke Skywalker shares his version looking “normal” (with sadness too) as he is about to “kill” Kylo Ren before he turns over to the “dark side”

Rey then was able to conclude herself the whole story after hearing both sides. This is an important life lesson as “we” all tend to have misconceptions (see Deep Thought: Ever been misunderstood? goodnewseverybodycom.wordpress.com ) due to hearing only “one-side of the story”. This will lead to “miscommunication” and “false perceptions” on individual(s). Just like how wars start in real life, we “need” to hear both sides and “try” to make “peace”!

Sal: After the movie, my friends and I went to Grand Buffet in Alexandria. I thought it was very ironic that I got this “fortune” message..


*see Peace: Avoiding War? goodnewseverybodycom.wordpress.com

Greed from Weapons Being Sold to Kill “Innocent Victims”
*see Hypocrites: Military Uses of Biological-Chemical Weapons around the World goodnewseverybodycom.wordpress.com

There was a scene where the “code breaker” finally “gives-up” the “good guys” (Finn & Rose) for “treasure”..greed?


*see Global Epidemic?: Greed for… goodnewseverybodycom.wordpress.com

Interesting Scenes of the Movie

Star Wars The Last Jedi EASTER EGGS & Crucial Details You Missed!

Star Wars The Last Jedi ENDING EXPLAINED, Easter Eggs + Episode 9 Theory
https://youtu.be/N6D7BZnNso8
*Bhuddist “Eastern Religion-Philosophy ” influence (e.g. meditation to another dimension)


*click on pic for references on “ying and yang”

Ending

Star Wars: The Last Jedi Ending Explained – YouTube

Star Wars: The Last Jedi’s 6 Biggest WTF Questions

The Last Jedi ENDING FULLY EXPLAINED (SPOILERS) – Star Wars Explained

Characters Spotlight

Mark Hamill Hates Star Wars The Last Jedi

Reviews

Star Wars: The Last Jedi (2017)
Star Wars: Episode VIII – The Last Jedi (original title)

PG-13 | 2h 32min | Action, Adventure, Fantasy | 15 December 2017 (USA) imdb.com/

Is Star Wars: The Last Jedi A Massive Disappointment?
https://youtu.be/oKyrBTe6rXU
“WhatCulture
Published on Dec 15, 2017”

Star Wars: The Last Jedi – 10 Major Blunders Fans Can’t Ignore

*see Movie: Star Wars Series Reflections goodnewseverybodycom.wordpress.com

Any other thoughts, feedback, etc..?

Follow us at #salphotobiz

https://www.instagram.com/salphotobiz/

Tribute to Carrie Fisher (a.k.a. “Princess Leia”)
Spotlight: Celebrity-Carrie Fisher’s “success”! goodnewseverybodycom.wordpress.com

Good News Movie
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Neutral Perspective: There was “evidence” and “no-evidence” of chemical attack in Syria by Assad?

EVIDENCE

Conspiracy claims that Syrian gas attack was ‘false flag’ are unproven By Joshua Gillin on Friday, April 7th, 2017 at 3:31 p.m. politifact.com
“…So, was the chemical attack a hoax orchestrated to draw the United States into Syria’s civil war?

We found no credible evidence of it. While doubters have raised eyebrows, asked questions and offered theories, there’s little in the way of proof that their claims are anything more than speculation.

Here are the charges some are alleging…”

France says it has proof Assad carried out chemical attack that killed 86 independent.co.uk Bethan McKernan Beirut @mck_beth an hour ago (Wednesday, April 19th 2017)
Syrian president has said that allegations from the international community his forces deliberately poisoned civilians are ‘100 per cent fabrication
“..”There is an investigation underway… it’s a question of days and we will provide proof that the regime carried out these strikes,” Jean-Marc Ayrault told LCP television on Wednesday.

..”

Related

Syria conflict: New evidence of chemical attacks – BBC News


“Published on Sep 11, 2015
There is new evidence of chemical attacks being carried out in Syria. Government forces are thought to be behind many of them, but forces from the group calling itself Islamic State are also said to have used the weapons. The BBC has seen evidence of the use of both mustard gas and chlorine, despite a commitment by President Bashar al-Assad in 2013 to dismantle Syria’s chemical weapons stockpile.

NO EVIDENCE

100% PROOF HOAX Syria Gas Attack 2017 is FALSE FLAG


“Published on Apr 4, 2017
TRUTH About the Syria Gas Attack & Emails Leaked:100% PROOF SYRIAN REVOLUTION FAKE & 2017 SARIN GAS ATTACK. This video is in the public interest and newsworthy. Vandyke is trying to take it down for privacy. http://www.presstv.com/detail/2013/12…
http://www.infowars.com/natos-war-on-…

This video Read all the leaks here: http://leaks.sea.sy/vandyke-leaks/”
Ron Paul: “Zero Chance” Assad Behind Chemical Weapons Attack In Syria; Likely A False Flag by Tyler Durden
Apr 6, 2017 7:30 PM
“…“It doesn’t make any sense for Assad under these conditions to all of a sudden use poison gases – I think there’s zero chance he would have done this deliberately,” said Paul.
…”

The Truth About The Syrian Chemical Attack – A Timeline Of False Flags & Lies


“Published on Apr 7, 2017
Josh Sigurdson breaks down a 4 year timeline of false flags and destruction following the false flag chemical attack in Syria.
Back in 2013 we saw the same story playing out with the same old lies. We at WAM did everything we could to warn people about the false flag that has been shoved in our face through the mainstream media. The propaganda that was all too familiar from Libya, Yemen, Iraq, Afghanistan and going back to Iranian missile coup.
We warned people that it was just another false flag in order to go to war. That arming the rebels in Syria would lead to a new you-know-who. (For the sake of algorithm we will for now leave their name out of the description.)
Sure enough, the US armed and funded the rebel group and we know how that turned out.
Later on, it was found that there was no evidence that Assad gassed his own people and showed that Hillary Clinton approved delivering Libya’s sarin gas to Syrian rebels, a decision in 2012 between the Obama administration, Turkey, Saudi Arabia, Qatar, the CIA and MI6 as exposed by Seymour Hersh.
Soon after, footage came out showing rebels testing the chemical agents on rabbits.
Trump at the time echoed the words of none other than Thomas Massie that war with Syria would be horrendous.
In 2014, John Kerry declared all chemical weapons were removed from Syria. This statement has followed him ever since.
During the 2015-2016 US election, Hillary Clinton pushed the notion of shooting down Russian planes in Syria following Russia’s alignment with Syria. According to top generals, this would lead to World War 3 with Russia.
Trump ran on a non-interventionist platform regarding Syria and said he would not be involved in bombing the country. How things have changed…
In December 2016, Israel and Syria signed a ceasefire that was to put an end to Israel’s bombing of government targets. Israel immediately disobeyed, bombing Syrian airports and government targets while claiming they were targeting terrorists.
In March 2017, after Israel bombed several government targets in Syria, Damascus fired back at Israel. No one was killed, and Israel intercepted the blow-back, but it was considered the most significant escalation of aggression between Israel and Syria to date.
While tensions with Russia appeared to be calming, lowering the chances of a world war, Secretary of State Rex Tillerson and UN ambassador Nikki Haley claimed that Assad was no longer their target in Syria and that the Syrian people should decide their own political fate. The next day, John McCain spoke out furiously about the development saying he was “deeply disturbed by the statements.”
Within 3 days, the media wants us to believe that Assad, despite being safe, with no motive whatsoever, decided to gas his own people.
Trump and Tillerson both followed this story by saying their views on Syria have changed. Trump saying we’re now talking about “a whole different level” in Syria.
Trump is now aligning with John McCain and Lindsey Graham on the issue. There is now a threat of world war 3 with Russia once again.
Russia is adamantly saying that Assad is not responsible.
In fact, on April 4th, 2017, the Syrian government bombed a rebel held warehouse where chemical weapons are produced. Rebels used these same chemical munitions in 2016 in Aleppo.
Rex Tillerson is saying that Russia needs to change their tune regarding Syria immediately.
This was followed on April 6th, 2017 by a night ambush. 59 tomahawk missiles hit a Syrian base. explosions went off in Homs. Putin threatened possible negative consequences. This is now the world we live in.
Can’t people see the fashion of the week? That anyone who disagrees with the establishment must work for Russia? That the script seemed to be thrown to the wind and the establishment is desperate to make the script play out all the same?
Think about it, the Trump administration after all these years claims they are not interested in overthrowing Assad, so Assad for absolutely no reason decides to gas his own people?
It makes absolutely no sense!
This is insanity. This is so incredibly irresponsible!
Ron Paul agrees that this is a false flag much like what we saw in 2013. If Assad was involved in doing this terrible crime, he’d be committing suicide.
Trump is drinking the koolaid of his intel advisers entrenched in the CFR, CIA deep state and it puts us all in danger.

Stay tuned for updates!

Video edited by Josh Sigurdson

Featuring:
Josh Sigurdson

Visit us at http://www.WorldAlternativeMedia.com”
Major Evidence That Assad Did Not Conduct Chemical Attacks


“Published on Apr 9, 2017
The current march to war in Syria is being justified by claiming that Bashar al Assad used chemical weapons on his people. This video demonstrates evidence that Assad did not have chemical weapons because they were all destroyed in 2014.
_”

Assad claims Syria chemical attack was ‘fabrication’, in face of evidence By Laura Smith-Spark, CNN
Updated 11:09 PM ET, Thu April 13, 2017 cnn.com
“..In an interview with the AFP news agency, conducted under restrictions imposed by the Syrian government at the presidential palace in Damascus, Assad claimed the reported details of what happened were not credible because their source was al-Qaeda’s former affiliate in Syria, Nusra Front.
He suggested that photographs showing children who had died in the attack on a rebel-held town in Idlib province, which provoked revulsion around the world, were staged. The entire incident was “fabricated” and “unconvincing,” Assad claimed…”

Russia Says Evidence Growing Syria Chemical Attack Was Stagedm by Stepan Kravchenko and Ilya Arkhipov
April 14, 2017, 6:51 AM CDT bloomberg.com
“…“There’s growing evidence that this was staged,” Lavrov said at a Moscow news conference with his Iranian and Syrian counterparts on Friday. Publications including in the U.S. and the U.K. have highlighted “many inconsistencies” in the version of events in Syria’s Idlib province that was used to justify the American airstrikes, he said.

Russia, Iran and Syria want an independent investigation and those opposed to the call “don’t have a clear conscience,” Lavrov said. Russia vetoed a United Nations Security Council resolution on Wednesday that demanded the Syrian government cooperate with an inquiry into the suspected sarin-gas attack that killed dozens of people.

..”
MIT expert claims latest chemical weapons attack in Syria was staged Tareq Haddad,International Business Times (Monday, April 17th 2017) yahoo.com
“A leading weapons academic has claimed that the Khan Sheikhoun nerve agent attack in Syria was staged, raising questions about who was responsible.

Theodore Postol, a professor emeritus at the Massachusetts Institute of Technology (MIT), issued a series of three reports in response to the White House’s finding that Syrian President Bashar Al-Assad perpetrated the attack on 4 April.

He concluded that the US government’s report does not provide any “concrete” evidence that Assad was responsible, adding it was more likely that the attack was perpetrated by players on the ground.

Postol said: “I have reviewed the [White House’s] document carefully, and I believe it can be shown, without doubt, that the document does not provide any evidence whatsoever that the US government has concrete knowledge that the government of Syria was the source of the chemical attack in Khan Sheikhoun, Syria at roughly 6am to 7am on 4 April, 2017….

The image Postol refers to is that of a crater containing a shell inside, which is said to have contained the sarin gas.

His analysis of the shell suggests that it could not have been dropped from an airplane as the damage of the casing is inconsistent from an aerial explosion. Instead, Postol said it was more likely that an explosive charge was laid upon the shell containing sarin, before being detonated…”

-Related

Syrian Dictator Urges UN to Act Against U.S. and Others It Accuses of Supporting Terrorists
By Patrick Goodenough | April 17, 2017 | 4:34 AM EDT cnsnews.com
“..The Syrian Arab News Agency (SANA) said the letter ended with a call on the U.N. “to condemn this criminal attack, punish their perpetrators and bring the governments that support terrorist organizations, on top of them, Turkey, Qatar, Saudi Arabia, France, the U.S. and Britain, to justice, and force them carry out U.N. relevant resolutions …”..

NGOs: Grassroots Empowerment or Tool of Information Warfare?
https://youtu.be/ro1byfe5vUM
“South Front
Published on Sep 30, 2016
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BREAKING: Syrian War And The Battle For Golan Heights – Genie Oil & Gas Exposed!

Press For Truth
“Published on May 5, 2017

The battle for Golan Heights in Syria will soon be under way and in this video Dan Dicks of Press For Truth exposes the Genie Oil and Gas Company and everyone on their advisory board. Patreon ➜ http://www.patreon.com/PressForTruth

*related source->

Iran Attempting to Expand Into Golan Heights: Why Israel Must Stop Them

Reflection: Church Service-“Glory of God in and out of the “church walls”

Below are some of the songs that we sung during “worship music” time at church this past Sunday (April 2nd 2017), which I had to reflect and share on how God personally spoke to me through each individual song. Feel free to share yours down below…

Music: Karaoke-“Shekinah Glory” by Crazy lil’ Sal creativemusicartsy.wordpress.com

“I Worship You In The Spirit” Shekinah Glory Ministry lyrics

Sal: May this song be a prayer daily! We need more of Him throughout the week (not just on church days). “We want more” (releasing of His power to give us strength or whether for His healing power to be show to the people around you that might need it).
How does this song speak to you?

Music: Karaoke-“Holy Spirit” (originally by Bryan & Katie Torwalt) by Crazy lil’ Sal creativemusicartsy.wordpress.com

Holy Spirit – Bryan and Katie Torwalt – Lyric Video

Sal: Let us bring His presence outside of the “Church” walls! ..to our families, communities, workplace, nations, etc…! After recording this and singing it again, I remembered how this particular verse took out..

“..Help up become more aware of your presence…”

I pray that we all become more aware of your presence and how God is trying to “speak” to us in our daily life circumstances.

How does this song speak to you?

Music: Karaoke-“Come Alive… Dry Bones” (originally by Lauren Daigle) by Crazy lil’ Sal creativemusicartsy.wordpress.com

“Come Alive (Dry Bones)” featuring Lauren Daigle – Live from the CentricWorship Retreat

Sal: I thought of the game of “trench” I used to play at school growing -up on how we had to use a kick ball or something soft (ball) and hit one of our opponents to get freed from the “dungeon” behind enemy lines. We as “believers” need to take an “active” role (e.g. intercessory prayer and asking God how we can “reach out” to them) like this game on “rescuing” fellow brethren who have “backslidden” from their faith.

How does this song speak to you?

Good News Praise & Worship
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Deep Thought: Should I get my DNA Tested?

Taking a DNA Test

Taking a DNA Test support.ancestry.com
“…Steps
Follow these guidelines:

Brush your teeth and/or use mouthwash.
Don’t eat, drink, smoke, or chew gum or tobacco for 30 minutes after brushing your teeth and before providing your saliva sample.
To encourage saliva production, gently rub your cheeks from the outside (pressing them against your teeth and gums) before spitting into the tube.
If you find it hard to produce saliva, place 1/4 teaspoon of white table sugar on your tongue.
If you can’t produce enough saliva in one try, refrigerate your tube in an upright position between attempts. You can refrigerate your sample for up to a week before needing to add it to the blue solution in the saliva tube. ..”

How Safe is Your Information When You Use a DNA Testing Kit?
by Jessa Barron October 22, 2015 nextadvisor.com
“..They can help us discover more about our origins and even help us connect to family members we didn’t know we had. While there are questions about how these tests are completed, one of the more pertinent questions relates to the security of these tests. Many are concerned with who has access to your DNA test once it’s sent back into the lab and what the lab can legally do with your DNA. To help you determine how safe your information is if you use a DNA testing kit, we answer some of the most common questions when it comes to protecting your information and test results…”

Risks of DNA Testing in Search for Ancestors May 30, 20069:00 AM ET npr.org

“..I should point out that, when you look at the mitochondria and you look at the Y chromosome, it is only looking at one chapter in the 23 chapters of the DNA history. And DNA is, if you want to think about it in a more practical term, it’s like a tape recorder. And it records all of your ancestral migrations, and it has nothing to do with politics, or race, or religion. It is only recording those events, and half of it comes from your mother and half of it comes from your father. But it’s not always equal.

So, that being said, parents and children do not necessarily always inherit, let’s say the minor components of a genetic ancestry. So you might have three children, and one child would inherit, let’s say, a 15 percent sub-Saharan African content, and the second child will inherit none. And that’s just the DNA shuffle, as we call it. ..

But we also know that this DNA and this racial categorization is used in forensics and in criminology, in ways that your own privacy might be subject to a court order, for example. To find out if any relatives in your family might be involved in some activity. “

What DNA Testing Companies’ Terrifying Privacy Policies Actually Mean Kristen V. Brown Senior Writer, Gizmodo. gizmodo.com
‘..Lucky for you, Gizmodo slogged though every line of Ancestry.com, 23andMe, and Helix’s privacy, terms of service, and research policies with the help of experts in privacy, law and consumer protection. It wasn’t fun. We fell asleep at least once. And what we found wasn’t pretty.

“It’s basically like you have no privacy, they’re taking it all,” said Joel Winston, a consumer protection lawyer. “When it comes to DNA tests, don’t assume you have any rights.”..

here’s what you need to know before giving away your genetic information.
Testing companies can claim ownership of your DNA

Okay, so your DNA is inside of you. A corporation can’t really claim ownership of it. But they can claim ownership of the DNA sample you send them, and the analysis they run on it, including the resulting information on the makeup of your genome.

When it comes to Ancestry, while the company recently revised its policy to state that it “does not claim any ownership rights in the DNA that is submitted for testing,” another clause in its policies asserts that even if they don’t actually own your DNA, the company can use that DNA basically however it wants: …

Pitts also pointed out that if a genetic testing company was bought, there’s no telling how a new owner might handle the data….

The other thing that’s clear is that genetic testing companies are definitely selling information to third parties for medical research in order to make money. ..

Not to mention, while the Genetic Information Non-Discrimination Act allegedly prevents health insurers and workplaces from discriminating based on your genetic information, gaps in the law mean that life, long-term care, or disability insurance providers as well as the military can still make decisions based on findings from your DNA. ..

Genetic testing companies may promise to not share information with insurers without your consent, but that doesn’t stop an insurer from asking you whether you have ever taken any genetic tests. And if the answer is yes, you could be compelled to share information relevant to your health. (A new health care bill and seemingly stalled legislation introduced last March in the house both further threaten to challenge protections that allow you to keep your genetic information private.)…

If you do not read those documents—and many don’t—you’re missing the fine print that explains how your DNA can be used, misused, leaked, hacked, sold and commodified without your knowledge or deliberate consent.

Privacy risks lurk in DNA tests, experts warn By Patrick Cain National Online Journalist, News Global News August 15, 2016 8:00 am globalnews.ca
“..But others are curious about the complex, highly personal information about you coded in your DNA: drug companies, insurers, sometimes police.

And once you put your cheek swab in the mail, you risk permanently losing control over a complete copy of your genetic data, linked to your real identity.
Related

Should insurers see the secrets locked in your genes?
Liberal MP Rob Oliphant announces bill to prevent genetic discrimination
Internet of Things our ‘biggest threat to privacy,’ expert warns

“I think you have to assume that you’re going to lose control over that information,” warns Ann Cavoukian, a former Ontario privacy commissioner who runs the Privacy and Big Data Institute at Ryerson University…

Closing a 23andMe account doesn’t necessarily mean the company’s copy of your genetic data will disappear:

“We allow customers to close their accounts. It’s a bit complicated by our regulatory compliance for laboratories in the United States, which requires that raw information be held for a minimum of 10 years. The information will be de-identified, but will continue to be stored for that set amount of time.”…”

…Your genetic data can show your odds of getting diseases, like the BRCA1 genetic mutation that can mean a much higher risk of breast and ovarian cancer. Some diseases, like Huntington’s disease, are genetic, and susceptibility can be read from someone’s genetic information. With the science of genetics in its infancy, it’s impossible to know what can be told about you from your DNA in the future.

“With genetic data, it is very concrete, in terms of a road map to your physical conditions,” Cavoukian says….

“We are very clear that users own and control their data,” ancestry.com spokesperson Patrick Erlich wrote in an e-mail. “They can download it, ask us to delete it and destroy the sample, and can revoke their opt-in consent to participate in research projects at any time.”

“As disclosed in our policies, DNA samples are stored without personally identifying information at either a testing laboratory or other storage facility and may be kept by us unless or until circumstances require us to destroy the sample, or it is no longer suitable for testing purposes. ”

So what should an individual do? Like any other decision about digital privacy, the answer really comes down to your own comfort level, and how you perceive the trade-off between some information now and a potential privacy breach in the future…”
CORRECTION: Ancestry.com Hands Over Client DNA Test Results to Cops Witho̶u̶t̶ a Warrant*-
A pretty good way to discourage people from using gene testing services

Ronald Bailey|May. 6, 2015 1:11 pm reason.com/blog

-Health Liabilities?

The Risks and Benefits of 23andMe DNA Analysis | Healdove healdove.com

“..
In the event of corporate bankruptcy, consumers’ genetic data would likely be considered a corporate asset and sold. That is what happened when deCODE, a prior competitor of 23andMe, went bankrupt in 2009. Pharmaceutical giant Amgen purchased the company in December 2012 for $415M, in part for its large data bank.

You may learn about your own health risks or carrier status and by extension the potential risks and carrier status of your relatives…”

Is home genetic testing safe and reliable? – The Feed

Differences Between Companies

Ancestry DNA vs 23andMe: Full Comparison

23andMe, Ancestry and Selling Your DNA Information 23andMe, Posted on December 30, 2015 dna-explained.com
“..However, opting out of his higher level DOES NOT stop the company from utilizing, sharing or selling your anonymized DNA and data. Anonymized data means your identity and what they consider identifying information has been removed.

Many people think that if you opt-out, your DNA and data is never shared or sold, but according to 23andMe and Ancestry’s own documentation, that’s not true. Opt-out is not truly opt-out. It’s only opting out of them sharing your non-anonymized data – meaning just the higher level of participation only. They still share your anonymized data in aggregated fashion…”
Uprooted: The dangers of DNA testing
Virginia Hughes | October 1, 2013 | MATTER geneticliteracyproject.org
“Searching your genetic ancestry can certainly be fun: You can trace the migration patterns of 10,000-year-old ancestors, or discover whether a distant relative ruled a continent or rode on the Mayflower. But the technology can just as easily unearth more private acts—infidelities, sperm donations, adoptions—of more recent generations, including previously unknown behaviors of your grandparents, parents, and even spouses. Family secrets have never been so vulnerable…”

Problems with AncestryDNA’s Genetic Ethnicity Prediction? Blaine Bettinger19 June 2012 201 Comments thegeneticgenealogist.com
“…
Different Reference Populations and Algorithms

As I suggested above, different companies use different reference populations and algorithms to create a biogeographical estimate, which can result in varying estimates.

For example, in my previous review of AncestryDNA’s Genetic Ethnicity Prediction, I compared my genetic ethnicity results from three companies (Ancestry.com, 23andMe, and FTDNA), and found that their results varied considerably. I’m not surprised by this, but I do expect that over time – as the industry arrives at more standard reference populations and algorithms (which the cheap whole-genome sequencing revolution will enable) – that estimates from different companies will align much more closely. Be patient and enjoy being a pioneer…”

Database ?

DNA database: who’s watching your genes? – YouTube

Proposing a new world DNA order – YouTube

Police collecting DNA from random citizens to create database …

Others

My DNA Results: AncestryDNA vs 23andMe, & thoughts about the slave trade

*Ancestry DNA had more “Scandinavian compared to 23 & Me”
Ancestry DNA had more Southeast Africa to 23 & Me (more Western Africa)
*slave trade

Family Tree DNA Vs Ancestry Test Results Comparison Autosomal YDna MtDna Two People Tested Versus
https://www.youtube.com/watch?v=tFPvBWnman4
*Family Tree DNA does more updates of others doing DNA test related to you
*ANcestry DNA charges for updates if you request them after getting the results

Comparing 4 Major DNA Companies

Honoring our Past
Published on May 7, 2018
Science Behind DNA Testing: https://youtu.be/LyKUkUgqw0Q

Ethnicity DNA Test Results vs Family Tree: https://youtu.be/C_N5fL3wjlo

Ancestry.com
Ancestry.com DNA Test Results and Understanding: https://youtu.be/hfCNpByLiXc
*$74, takes 6 weeks, shows migration patterns in a map

LivingDNA.com
Living DNA Test Results and Understanding: https://youtu.be/wRa21cf0koU
*swab test, takes 8 weeks,
*XX chromosomes (mitochond , female) XY chromosomes (male)

myheritage.com/dna
My Heritage DNA Test Result and Understanding: https://youtu.be/0SAQjLY8DTU
$59, shows family tree, events in your family tree in a clickable map,

23andme.com
23andMe DNA Test Results and Understanding: https://youtu.be/wxCsch9zeXM
*spit, takes “6-8 weeks”,

-Results didn’t show?

Ask Ancestry Anne: Where Is My Native American DNA? blogs.ancestry.com
“..So how much of your great-great-grandmother’s DNA are you likely to have? Probably around 1.5625%! And that may not be enough to detect Native American ethnicity.

dna percentage2

If you can find older generations on that line to test, I recommend that. Also, get brothers, sisters and cousins tested. You never know who might have enough DNA to be detected.

Even if you find the DNA connection, you will still want to follow the paper trail. I recommend our Native American Research Guide to get you started.

Happy searching!.”

At-Home DNA Tests Might Not Be as Accurate as You Think
https://youtu.be/B0WMjDqIYH0
“Seeker
Published on Aug 11, 2017
DNA tests are a popular resource for people wanting to understand their ancestry and disease probability. But how accurate are these tests?

We Got Our DNA Tested, Here’s How It Actually Works – https://youtu.be/dbiv6BAmdF4

Sign Up For The Seeker Newsletter Here – http://bit.ly/1UO1PxI

Get 15% off http://www.domain.com domain names and web hosting when you use coupon code SEEKER at checkout!

Read More:

Seeking Ancestry in DNA Ties Uncovered by Tests

http://www.nytimes.com/2006/04/12/us/…

“Genetic tests, once obscure tools for scientists, have begun to influence everyday lives in many ways. The tests are reshaping people’s sense of themselves – where they came from, why they behave as they do, what disease might be coming their way.”

Revamped DNA Test Kit Back on Shelves

https://www.seeker.com/revamped-dna-t…

“The company also promised ‘personalized insights based on analysis of 650,000 genetic variations,’ and the ‘only service available direct-to-consumer with reports that meet FDA standards.'”

DNA Test Sheds Light on Mystery Deaths

https://www.seeker.com/dna-test-sheds…

“A new DNA test can restore at least part of the identity of long-dead people who left no trace of their image, scientists reported on Monday. The technique has revealed the hair and eye colours of unknown individuals slaughtered as sub-humans by the Nazis and of a mystery woman buried alongside monks in a mediaeval crypt, they said.”

____________________

Seeker inspires us to see the world through the lens of science and evokes a sense of curiosity, optimism and adventure.

-> Triplets

These Stunning Triplets Took A DNA Test With Unexpected Results! hooch.net

…As far as genetics goes, all three of the triplets had their result show up as being 99% European. However, it was when that percentage began to be broken down that some real discrepancies began to arise. As the results were revealed on the show, the girls, the audience and even the doctors themselves were more and more shocked at the results. First, it was revealed that Erica had around 16% Irish and British ancestry, however Nicole had 18% Irish and British ancestry. Well, that seems to be fairly minor so far right? It was only going to get crazier as more was revealed! ..l

Different Ancestry?

The rest of the results continued to deviate from what was expected. The 23andMe test showed that while all three girls had French and German heritage, each triplet had a different percentage. Nicole had 11% French and German, Jaclyn had 18% and Erica had 22.3%. Twenty-two to eleven percent seems like a pretty drastic difference for triplets with identical DNA. For their Doctors segment, each time a new percentage was revealed it would flash on the screen and the audience would react in absolute amazement. The girls themselves were also clearly very confused about how their differing results could happen.

The final ethnicity to be revealed was the girls’ Scandinavian heritage. And for this one, yet another shocker was revealed. Two of the girls, Erica and Jaclyn both had the exact same results with the same percentage of Scandinavian ancestry at 7.4%. However, Nicole had a totally different and higher percentage at 11.4% Scandinavian. The Doctors, the Inside Edition reporter, and the Dahm triplets themselves were totally shocked at the amazing results. It turns out, these amazing ancestry DNA results might reveal even more about DNA science than previously known…
Dr. Travis Stork said, “I think the answer here is that we’ve come so far in terms of genetic testing, but you can’t just spit in a cup and have every single answer that you are looking for.” On Inside Edition, another set of triplets had similar results with another DNA kit. Only one set of triplets had results that were extremely close which was a test done with Ancestry DNA. Perhaps one day, at-home testing for ancestry will become even more streamlined and accurate. However, in the meantime it’s definitely interesting to get a peek inside where your ancestors may have descended from many years ago!

The at-home tests seem to be imperfect as far as percentages go, however they do undoubtedly offer insight into one’s background and ethnic makeup. Lisa mentioned on the show that while she was very interested in pursuing her own ethnic background, she might not go the route of the at-home DNA test. Instead, she said she would probably have a personalized test run by a doctor or genetic scientist. This kind of testing is definitely on the more expensive side, but are probably far more accurate. However, if you’re on a limited budget but still want to know more, an at-home test certainly won’t do you any harm! …

Family Roots
Elie Dolgin
January 18, 2011 Kurt Hoffman forward.com
“…
DNA tests to uncover Jewish origins have been offered for decades by companies such as Houston-based Family Tree DNA and DNA Tribes of Arlington, Va. They have shown, for example, that many Hispanic Americans likely descended from Jews who were forced to convert or hide their religion more than 500 years ago in Spain and Portugal. Yet although standard ancestry-testing platforms can point to centuries-old Jewish origins, none would have flagged Pickrell’s relatively recent Semitic pedigree.

That’s because most DNA tests have traditionally relied on only two small parts of the genome: the Y-chromosome, which is passed down almost unchanged from father to son, and mitochondria, which mothers pass faithfully to their offspring. Because these stretches of DNA remain relatively consistent from one generation to the next, they are particularly useful for testing direct-line paternal and maternal ancestry, respectively; however, they essentially ignore the bulk of someone’s DNA ancestry and cannot detect genetic signatures that cross gender lines…

CeCe Moore, a 41-year-old amateur genealogist who runs a television production company in Orange County, Calif., is one such customer. In 2008, Moore tested her mitochondrial DNA and her father’s Y chromosome, but found no traces of Jewish heritage. Then, last year, she obtained her DNA readout from 23andMe and learned that a small but significant amount of her genome appeared to be of Ashkenazi origin…”

momondo – The DNA Journey


“Published on Sep 30, 2010

Ola tells CNN’s World’s Untold Stories about her experience when she found out her Neo-Nazi husband was also Jewish.”

My Dad isn’t my “Dad”

READING MY ANCESTRY DNA RESULTS! I BEEN LIED TO MY ENTIRE LIFE!

ANCESTRY DNA RESULTS! *SHOCKING* HER DAD ISN’T HER REAL DAD

Found my Dad

Did Ancestry.com DNA Just Find My Dad?

OTHERS

10 Shocking Results from DNA Ancestry Tests
https://www.youtube.com/watch?v=1BgWM5LE_i8
#6 Cobb, Neo Nazi found he was 14% Sub-African, etc..

Adopted

Adopted DNA Test Results – NOT What I Expected 🤯 Mind Blown

Midlife Credo
Published on Nov 27, 2018
Ancestry and 23andMe DNA test results SURPRSE! Heads up, DNA testing for adoptees can be complicated! I told you I wasn’t looking for my birth parents or biological family and it was 100% true. I’m happily adopted and love my REAL adopted parents and siblings. But when I got the results of my DNA tests from Ancestry DNA and 23andMe it changed my life FOREVER.

To be completely honest, I’m still processing everything that has happened. If my Ancestry adoption story is convoluted, please understand that it’s confusing to me, too! This is all so new and unexpected and…bizarre.

PLEASE, if you have a DNA adoption story to share, I’d love to hear it. Now more than ever!

📹 My Adoption Story – Why I’m NOT Searching for Birth Parents – DNA Test?

🐧 TWEET the crazy story: https://ctt.ac/4F_Zx

AFRICANS

Ancestry DNA Results (Grandma edition)
https://www.youtube.com/watch?v=e9u-FY5qFNA
*10% European

SHOCKING African Ancestry DNA Results. I’m UPSET! | Nia Hope
100% European???

Nia Hope
Published on Oct 27, 2018
Hi! I took my African Ancestry DNA Test hoping for certain results, but could have never guessed what the actual results turned out to be. Watch to see my live reaction!!

ASIAN

Asian Americans Take A DNA Test
https://www.youtube.com/watch?v=2ZR_vMU8db8
*you inherit 50% of your parent’s DNA
*Asian Indian woman shared she was %100 Indian, but when her mom got the test -she got 7% European, which explains Grandma’s blondish hair, which this Indian women didn’t get this European DNA -that explains why she didn’t get the European %

JEWISH

My DNA Results REVEALED! 23andMe || Mayim Bialik

Mix

Ethnically Ambiguous People Take A DNA Test

Racists

CNN: Neo-Nazi Skinhead finds out he is Jewish

“Lost Tribes of Israel”

“Hidden Jews” traced to N.M. Catholicism By ELECTA DRAPER | The Denver Post
March 4, 2006 at 3:26 pm denverpost.com
“..Albuquerque – When the Rev. Bill Sanchez was a little boy growing up in Santa Fe, his family expected he would become a priest.

Their Spanish nickname for him meant “Little Priest.” It was just something in the manner of the soft-spoken young Catholic, now the 53- year-old pastor of St. Edwin Parish in Albuquerque.

And, as Sanchez recently discovered through DNA testing, he is part of a priesthood tradition thousands of years old…”

Jewish researcher attacks DNA evidence linking Jews to Israel Jon Entine | Genetic Literacy Project | May 13, 2013 geneticliteracyproject.org
“..Khazarian myth

Elhaik, who is now a post-doctoral researcher at Johns Hopkins, is recirculating the debunked “Khazarian hypothesis” promoted by journalist Arthur Koestler in his 1976 book, The Thirteenth Tribe, written before scientists had the tools to compare genomes and challenge his conclusion…”

Crime

5 things to know about the Golden State Killer’s case Author: Staff
Published: 11:07 AM PDT April 27, 2018
Updated: 1:11 PM PDT April 27, 2018 kare11.com
ABC10’s Walt Gray sat down with criminal defense attorney Don Heller to learn more about what’s next for the suspect as he awaits his legal fate.
“..4. Genealogy plays a major role in this case. Investigators used a free genealogy website to connect the killer’s to the crimes. Lead investigator Paul Holes said authorities didn’t need a court order to access GEDMatch’s large database. Heller explained, the information collected about the East Area Rapist’s distant relatives from the site was enough to move the case forward. ..”

Biblical Perspective?

*see Neutral Pespective: The Bible is God’s Word and Not? goodnewseverybodycom.wordpress.com

Bible Family Tree biblefamilytree.info

A Biblical Perspective On Deep Ancestry Genetics

The Genealogy of Christ, 1611 King James Bible library.osu.edu

Origins: Noah’s Flood Genetics

Adam and Eve Family Tree adamandevefamilytree.com

The Genealogy in the Bible as a story!!!

The Gospel in Genesis
A Hidden Message
by Chuck Missler • February 1, 1996 khouse.org
“…And, indeed, the year that Methuselah died, the flood came.[3]

It is interesting that Methuselah’s life, in effect, was a symbol of God’s mercy in forestalling the coming judgment of the flood. Therefore, it is fitting that his lifetime is the oldest in the Bible, speaking of the extensiveness of God’s mercy.

The Other Names
If there is such significance in Methuselah’s name, let’s examine the other names to see what may lie behind them…

That’s rather remarkable:

Man (is) appointed mortal sorrow; (but) the Blessed God shall come down teaching (that) His death shall bring (the) despairing rest.

Here’s the Gospel hidden within a genealogy in Genesis!…”

Chuck Missler: Adam – Noah; The Genealogy, The … – YouTube

Ever got your DNA tested? Why or why not? What did you find out? Any other comments, suggestions, feedback, questions, etc… regarding the content above or not mentioned that you suggest me sharing here?

Good News Multiculturalism
https://www.facebook.com/groups/116519378557585/

Deep Thought: Should “we” get involved in politics?

After listening to this podcast S2E4 – Jesus Jukes , from youtube.com
“Published on Jan 11, 2017

You seem interested in what people want, but what about what God wants? You just got Jesus Juked! Bobby and John explore what, why, and how not to apply Jesus Jukes into your conversations. We chit-chat about a heartwarming story from Red Lake Falls and a touch a little more into Christians and politics. Our segment today: Would you rather – Jesus edition.

This was supposed to be episode 5, but recording for episode 4 didn’t happen, so 5 now became 4. Which means, we skipped a step in John’s Coffee Corner, but trust me, it’s still good.

…my friends co-host together, it made me “search” on this topic..

Wayne Grudem – Does ‘political’ involvement distract from the gospel? – Part 1


“Published on Mar 7, 2014

Website http://www.christian.org.uk
Facebook http://www.facebook.com/christianinst…
Twitter http://www.twitter.com/christianorguk
YouTube http://www.youtube.com/christianorguk

Our usual weekly news video is taking a short break, and will be back soon.
So over the next few weeks, we’re going to bring you a serialised talk by Wayne Grudem entitled; Does ‘political’ involvement distract from the gospel?
Wayne says there are 5 wrong views of Christian influence on politics, and one right view.
This week he explores his first ‘wrong’ view; – Government should compel religion.”

*should we do “evangelism” or “politics”?

I’m still adding to this , so feel free to come back. Thanks for checking this blog out! 🙂

Thoughts, suggestions, feedback, etc..?

Good News Sociology
https://www.facebook.com/groups/139706352858524/