Deep Thought: Financial Advice- House Mortgages

7 Easy Ways to Pay Off Your Mortgage Early daveramsey.com
“..You can join the ranks of debt-free homeowners and make your last mortgage payment sooner rather than later with these seven easy ways to pay off your mortgage early!..

The only type of debt Dave won’t yell at you about is a 15-year fixed-rate mortgage with a payment that’s no more than 25% of your take-home pay. You’ll pay much more in interest on a 30-year mortgage—and, besides, who wants to be in debt for 30 years?

You can refinance a longer-term mortgage into a 15-year loan. Or, if you already have a low interest rate, save on the closing costs of a refinance and simply pay on your 30-year mortgage like it’s a 15-year mortgage. The same goes for a 15-year mortgage. If you can swing it, why not increase your payments to pay it off in 10 years?..”

Pay Off Mortgage Early or Invest? #AskTheMoneyGuy

Should I Pay Off My House Mortgage or Invest the Extra Money?

Should You Pay Off Your Mortgage Before Retirement or Invest? An Expert Weighs In!

Sixty and Me
Published on Aug 8, 2017
There are so many financial decisions to make in the years before retirement.

One of the most important of these questions is whether to focus on paying off your mortgage or investing more in bonds, stocks and other investments.

If you are thinking about paying off your mortgage… or you just want to get more from your money in retirement, this interview is for you!

Fortunately, financial ex…

How to pay off a 30 year home mortgage in 5-7 years

*don’t let your money sit on savings in low interest growth, don’t get on the “cycle” after refinancing and go back, get aggressive!

How to Pay Off your Mortgage in 5-7 Years (Real Estate Investing)

Credit Score?

Can paying off your mortgage hurt your credit score? By Brady Porche | Published: February 27, 2017 creditcards.com
“..In most cases, paying off your mortgage does not help or hurt your credit score in any significant way. It could have a small negative impact if the mortgage was your only installment loan, according to the credit reporting agency Equifax’s website. After all, “credit mix” accounts for 10 percent of FICO’s traditional credit scoring model. But if you never missed a payment over the life of the loan, that could offset any points lost due to the loan falling off your credit report…

If you retain a good score or gain points after paying off your mortgage, chances are you have other trade lines with long, unblemished payment histories. Payment history and length of credit history account for 35 percent and 15 percent of your FICO score, respectively. What’s more, if you never missed a payment on your closed mortgage, that positive information will remain on your credit report for up to 10 years….”

Elderly

Pay Off Mortgage Or Keep Cash? – YouTube

Good News Financial
https://www.facebook.com/groups/426559690751225/

Sports: Can “miracle” be used in the NFC Playoff Divisional Game the Minnesota Vikings “won” against the New Orleans Saints?

Can’t Miss Play: Diggs MIRACULOUS last-second TD Seals Vikings Win nfl.com

Stefon Diggs Makes Miracle TD Catch on Last Play, Vikings Win! 🦄 | Can’t-Miss Play | NFL HLs

-Interview

Stefon Diggs: You Dream About Plays Like This Your Whole Life | Vikings vs Saints

#giveitalltoGod

Minnesota Vikings Players Credit the Lord for ‘Miracle’ Playoff Victory: ‘That Was God’ By Samuel Smith , CP Reporter | Jan 15, 2018 1:04 PM christianpost.com
QB: Winning Important Playoff Game Not Bigger Moment Than When I Accepted Christ
“..Minnesota Vikings players are crediting the power of the Lord after they miraculously escaped Sunday’s NFL divisional playoff game against the New Orleans Saints with a victory that puts them one win away from reaching Super Bowl LII, which will be held in their own stadium…

“I ran the route, my QB gave me a great throw. God took care of the rest,” Diggs, a former standout at the University of Maryland, told ESPN after the game. “If you watch the play, a guy ran into another guy. I give all the glory to God. I give him the praise on this praise Sunday.”

“I still don’t know what just happened. I really don’t,” Diggs added when asked what he was thinking when he scored the game-winning touchdown. “I give it to God because without Him nothing is possible and I wouldn’t be here.”

Fellow Vikings wide receiver Adam Thielen, a Minnesota native, agreed after the game and remarked, “That was God.”

“That play right there was God,” Thielen said, according to Sports Illustrated.

The 29-year-old quarterback, Keenum, who had a breakout season in 2017 after struggling through early parts of his career and will now be quarterbacking in the NFC Championship game, also praised the Lord.

“God is so good,” Keenum told Fox in a televised interview after the game. “It’s probably the third best day of my life; the day I gave my life to Jesus Christ, the day I married my wife, and probably this one.”..”

Stefon Diggs Cries Emotional Post Game Interview | Vikings vs. Saints NFL

“7 Heaven” winning play call Minnesota Vikings WR Stefon Diggs from Keenum to beat saints

‘God Is so Good’: Meet the ‘Backup’ QB Who Led the Vikings to a Stunning Win and Still Puts Jesus First 01-15-2018 Benjamin Gill cbn.com
“..”I give everything to God,” Stefon Diggs told Fox Sports. He thanked his coaches and teammates for giving him the opportunity, then pointed to God. “God did the rest, He put me here. And I’m just thankful.”

Give all glory to God….

— DIGGS (@stefondiggs) January 15, 2018

Another Vikings wide receiver, Adam Thielen, described the final play this way: “That was God. That play right there was God.”

“God is so good,” Keenum said after the game.

“It’s probably gonna go down as the third best moment of my life; behind giving my life to Jesus Christ, marrying my wife, and this one’s right there close,” Keenum continued.

Three best moments of Case Keenum’s life:
1) Giving his life to Jesus
2) Marrying his wife
3) Throwing walk-off touchdown against the New Orleans Saints
in the Playoffs pic.twitter.com/eQjlZtXCgP..

Case Keenum: I Just Threw It, Man … And He Caught It | Vikings vs Saints

Case Keenum’s Family: 5 Fast Facts You Need to Know By Laura Amato
Updated Jan 14, 2018 at 10:06am Published Jan 14, 2018 at 10:00am heavy.com
“…That, however, hasn’t stopped the Texas native, and, now, Keenum is primed for one of the biggest performances of his career, leading the Vikings in the postseason as the squad sets its sights on Super Bowl glory. Keenum wasn’t the planned starter in Minnesota this year, but he’s hit his stride under center with a team that’s rallied around his underdog mentality. And, through it all, Keenum has relied on the his family to keep him positive. Here’s everything you need to know about the QB’s support system:..

4. Keenum Credits Family & Faith for his Success…

It’s been a challenging road to postseason glory for Keenum – he was recruited by just one Division I program out of high school, set a handful of records at Houston, but was sidelined with an ACL injury and went undrafted out of college. Still, the quarterback never lost his faith or the support of his family. In fact, throughout his season with the Vikings, Keenum has been quick to point out how important both are to his success on the gridiron.

He told Pioneer Press:

That’s why I became a Christian — being around Christian athletes through FCA. I’m not playing for the name on the back of my jersey, I’m playing to glorify God. He’s given me talents, and I’m trying to maximize those talents however I can.

There have been plenty of detractors throughout his career, but Keenum’s family hasn’t shied away from voicing their support. His father, Steve, told Pioneer Press, “He’s a good man that loves his Lord and loves his wife, loves kids and he loves to play football. I wouldn’t play golf with him, and I wouldn’t hunt with him, because he’ll make you look bad.”
..”

Vikings QB Keenum 3rd Best moment in life after giving his life to Jesus Christ & marrying his wife

Different Calls

Paul Allen’s Radio Call of the Minnesota Vikings’ Unbelievable Miracle …

Home Radio Broadcasters Freak Out on Stefon Diggs Walk-Off Minneapolis Miracle TD! | NFL Highlights

Interviews

Absolutely Stunned Everson Griffen’s Winning Postgame Interview | Saints vs Vikings | Jan 14, 2018

Mike Zimmer: I Don’t Know What To Say | Vikings vs Saints

#manupstairs

Media Coverage

NFL Playoffs 2018: Vikings exorcise playoff demons with Diggs’ miraculous TD catch by Reid Forgrave @ReidForgrave 22h ago • 8 min read cbssports.com
Vikings advance to NFC title game thanks to incredible walk-off 61-yard TD catch

Vikings defeat Saints in last-second comeback

Game Day Highlights: Watch Reggie Bush’s reaction to Vikings Diggs miracle play for TD Saints

Stephen A. Smith on Vikings’ winning touchdown: I’ve never seen anything like it | First Take | ESPN

Images Of Sean Payton Mocking Vikings Crowd Just Before Game-Winning TD Emerge By NFLMemes – January 15, 2018 dailysnark.com

Music

Vikings Win The Game Vs Saints TITANIC MUSIC

Fans Reactions

-Vikings

CMGUS PRODUCTIONS: KEENUM DIGGS FINAL PLAY FAN REACTION MINNESOTA VIKINGS NFL PLAYOFF WIN 1/14/18

Vikings vs Saints Post Game Pandemonium

Live Reaction at US Bank Stadium Stefon Diggs Walkoff Touchdown! Minneapolis Miracle!

-Saints

SAINTS Fans React to Stefon Diggs NFC Divisional Winning Touchdown

Saints bar reaction to Vikings Playoff Game

-Both

Vikings and Saints Fans React To Stefon Diggs Game Winning Catch

Game Highlights

Saints vs. Vikings 2018 NFC Divisional Game Highlights “The …

Past Playoff “Curses”

-Cold Frozen FG Miss (2016)

Blair Walsh missed FG (radio home, away & national broadcast calls) (NFC Wild Card ’16)

Blair Walsh on Missed FG: ‘It’s My Fault’ | Seahawks vs. Vikings | NFL

-Head Bounty Gate “Saints” (2009)

New Orleans Saints put Brett Favre’s Pants on the Ground (featuring American Idol’s Larry Platt)

Vikings to face Saints in rematch of 2009 NFC championship game By Chris Tomasson | ctomasson@pioneerpress.com | Pioneer Press
PUBLISHED: January 7, 2018 at 6:52 pm | UPDATED: January 7, 2018 at 11:28 pm twincities.com

Eight years later, the Vikings can get some revenge against the New Orleans Saints.

With the Saints defeating Carolina 31-26 in a wild-card game Sunday at home, they advanced to face the Vikings in a divisional playoff at 3:40 p.m. next Sunday at U.S. Bank Stadium. It will be the first playoff meeting between the teams since New Orleans defeated Minnesota 31-28 in overtime in the 2009 NFC championship game.

The Vikings are the No. 2 seed in the NFC while the Saints are No. 4. The teams met in the Sept. 11 season opener, with Minnesota winning 29-19 at U.S. Bank Stadium.

The Vikings have a 2-1 playoff series edge over New Orleans, winning a wild-card game in 1987 and a divisional game in 2000. But the Saints won the most important game between the teams on Jan. 24, 2010 at the Superdome and two weeks later beat Indianapolis 31-17 in Super Bowl XLIV.

Afterward, many on the Vikings alleged Saints players were trying to take quarterback Brett Favre out of the game. In 2011, the NFL initiated the “Bountygate” investigation.

In 2012, the league ruled there was a system in place in which Saints players were illegally paid bonuses for injuring opposing players. Penalties included coach Sean Payton and then-defensive coordinator Gregg Williams suspended for the entire 2012 season.

The only Vikings player remaining from the 2009 NFC championship game is defensive end Brian Robison. When asked last week about the possibility of rematch against the Saints, he said, “I’m not worried about that. This is 2017. That’s a long time ago.”

The Vikings went 13-3 during the regular season and won the NFC North while the Saints went 11-5 and won the NFC South. New Orleans didn’t look like a playoff-caliber team in the loss to open the season at Minnesota and started 0-2 before winning eight straight games.
….

Chris joined the Pioneer Press in 2013 to cover the Vikings. He was a longtime NBA writer with the Akron Beacon Journal, Rocky Mountain News and AOL FanHouse. Before coming to Minnesota, he covered the Miami Heat and Dolphins for Fox Sports. Chris has won six awards in the past three Pro Football Writers of America contests. Chris is a graduate of Northwestern University, where he spent his college years watching the losingest team in the history of Division I-A football.
Follow Chris Tomasson @christomasson
..

Bounty Bowl Greatest Hits – $10K For Knocking Favre Out Of The Game!

New Orleans Saints Bounty Program Biggest Hits

-Atlanta Falcons FG Winning Kick (1998)

1998 NFC Championship Game: Atlanta Falcons vs. Minnesota …

Gary Anderson’s Missed FG – 1998 NFCCG – YouTube

Other Related Interesting Stuff Going Online

Adam and Caitlin Thielen

Adam and Caitlin Thielen from Crossroads Church on Vimeo.

Kimberly & Case Keenum Brought Together by Faith, Football & a Snow Cone Lindsey Young Assistant Editor & Staff Writer Posted Jan 12, 2018 vikings.com
“..Because at the end of the day, Case and Kimberly know they’re in this adventure together – as husband and wife, study buddies, as best friends.

“A lot of people talk about the negative along the way, but I really feel like it’s been a great experience for us,” Kimberly says with a smile. “Everything we’ve been through, God has always been there in our lives.”..”

-Eagles “Fly”

Nick Foles nearly quit NFL, but prayer led him to Chiefs. Now he’s on cusp of Super Bowl By Pete Grathoff pgrathoff@kcstar.com
January 19, 2018 10:26 AM
“..Foles, 28, talked more about that time of his life during a news conference in Philadelphia. Ultimately, prayer led Foles to reunite with Chiefs coach Andy Reid, who had drafted Foles in 2012 when he coached the Eagles.

The Chiefs signed Foles before the 2016 season and he appeared in three games, making one start. Foles completed 36-of-55 passes for 410 yards, three touchdowns and no interceptions.

“I talked a lot to my wife and I remember just saying a prayer,” Foles said this week. “I literally said a prayer and then … my heart said go back. At that moment, it was going to back to play for coach Reid, and when I did, you know, I am a better person because of that decision.
..”

Is there an NFL conspiracy against the Eagles? Enrico Campitelli,NBC Sports Philadelphia 5 hours ago yahoo.com
“Somebody jumped the gun this week in a promotion for Super Bowl LII. Or did they?

This year’s Super Bowl will feature either the Patriots or Jaguars taking on either the Eagles or Vikings. Unless there is some conspiracy afoot!

You see, there is an image going around that the NFL posted a promo of Super Bowl LII featuring only the Patriots and Vikings along with some head-scratching text. Just another attempt to disrespect the Birds!

It included the following text:

Your team is headed to Super Bowl LII…and you could too! When you donate to United Way, you could score 2 club-level seats to watch the PATRIOTS vs. the VIKINGS battle it out for the coveted Super Bowl title! But…that’s not all! You could also WIN pre-game sideline access + other cool perks! Don’t pass up this touchdown experience – donate TODAY for your chance to WIN big

Offsides!

So are the conference championship games fixed?!? Unlikely. “

Vikings Fans Completely DISRESPECT The People of Philly!

Vikings fans put up with Eagles’ fans antics for ‘once-in-a-lifetime’ trip to Philadelphia By Jace Frederick | jfrederick@pioneerpress.com | Pioneer Press
PUBLISHED: January 21, 2018 at 6:50 pm | UPDATED: January 21, 2018 at 8:44 pm twincities.com
“..At one point while tailgating Sunday afternoon, Mike decided to walk over to the Vikings’ tailgating section along with former Bethel football player and Eden Prairie native Ben Wahlquist and Ben’s younger brother, J.J. To get there, they had to cross paths with a sea of Eagles fans. They paid the price for doing so.

“I took two hot dogs and a beer can (to the body) and a football almost went by my ear,” Mike said. “The hot dog actually hurt, me getting hit in the back with a hot dog.”

Said Ben Wahlquist: “That was more verbal abuse in five minutes than I’ve taken in my entire life.”

Asked what the worst thing said to him was, Wahlquist said, “I probably shouldn’t repeat it. I went to Bethel.”

That was a common theme among Vikings fans who tailgated outside Lincoln Financial Field on Sunday…

There were some fun moments with Philadelphia fans, too. As White Bear Lake’s John Howalt was driving into the tailgate lot, an Eagles fan lined up like he was going to tackle Howalt’s rental car.

“He came up, lifted up the front end, and then he gently set it down,” Howalt said, “and gave us a high five on the way (by).”

Becky Uhlenkamp, from Victoria, Minn., said “most” Eagles fans were nice, but noted there were a few beers launched into the Vikings contingent. A few of those cans did more damage than others. Eric Streich, from Madison, Minn., said one can hit a kid, but that the fan who threw that can was indeed arrested…”

Things got BLOODY at Eagles/Vikings NFC Tailgate

Vikings fan starts GoFundMe for Vikings charity http://www.kare11.com
‘..One Vikings fan is hoping to end the season on a more positive note, with some #MinnesotaNice. http://kare11.tv/2DsKpBE .”

Vikings Fan BEHIND ENEMY LINES at the NFC Championship Tailgate!

Eagles fans make ‘financial apology’ for behavior toward Vikings fans Andrew Kulp | The700Level,NBC Sports Philadelphia 4 hours ago (1.27.18)yahoo.com
“..In the words of Donovan McNabb, a handful of Eagles fans have even made a “financial apology” on behalf of the team’s supporters. ESPN’s Tim McManus reports a sizable uptick in donations to The Mike Zimmer Foundation – the Vikings’ head coach its namesake – with notes of contrition attached.

Almost $7,000 has been collected from Eagles fans since the game, per McManus, with more money flowing in.

Whether Vikings fans who complained about the hospitality are being crybabies or have a legitimate gripe is probably in the eye of the beholder…”

*see Deep Thought: Should I “repay back” with “evil” or “good”? goodnewseverybodycom.wordpress.com

“Give PEACE a chance!..”

Deep Thought: Ever been misunderstood? goodnewseverybodycom.wordpress.com

“#MinneapolisMiracle”

The Faces of a Walk-Off Miracle Win

Whitney Houston – When You Believe (From The Prince Of Egypt …

Final Minute of the “Miracle on Ice” – YouTube

Vikings “Miracle” Collage from NFC Divisional Playoff Game (1.14.18)

Sal: I actually did a “little” prayer during the Vikings’ 4th quarter when they were down. I prayed that God will be “glorified” if the Vikings win after reading a recent article (posted above) on Case Keenum prior to the game. I believe many others were praying too. Do you think “our” prayer were answered?

-Continue the “miracle” in various ways throughout the year..

What You Give Will Grow wygwg.org

“..
Our Mission
The spirit of giving is contagious.

And with so many people in need – it’s vital that the habit of giving back spread like crazy.

in 2014, Thomas Morstead and his wife Lauren started What You Give Will Grow as a way to help the New Orleans community and beyond – especially children battling cancer – and encourage the giving spirit…”
Morstead Foundation gives to Children’s Minnesota kare11.com (1.16.18)
http://interactive.tegna-media.com/video/embed/embed.html?id=2875372&type=video&title=Morstead%20Foundation%20gives%20to%20Children’s%20Minnesota&site=89&playerid=6918249996585&dfpid=32805352&dfpposition=Video_prestream_external§ion=home
“..Saints punter Thomas Morstead, injured early on, was the epitome of sportsmanship at the end of the game. Lindsey Seavert shows us how his actions are helping others in Minnesota…”

Viking Fans Fun Stuff


What does ‘SKOL’ mean?
By Ted Glover@purplebuckeye Jun 27, 2010, 4:52pm CDT dailynorseman.com
Viking fans say ‘Skol Vikings!’ Ever wonder what ‘skol’ means? Now you will, if you read this story.
‘..Anyway, at the end of the battle, Viking warriors would decapitate the king or leader of the tribe/army they had just vanquished and that night would drink from his skull–spelled skoll–as a sign of respect for the fallen opponent. It was only then, Viking warriors believed, could an opponent who had fought valiantly be allowed into Valhalla.

In battle, Vikings would urge each other forward by yelling “SKOLL” to one another. By doing so, they were telling each other to keep it up so they could drink from the skull (and the top of a lopped off skull looks roughly like a..wait for it…BOWL!!) of the Vanquished that night…”

What Does ‘Skol’ Actually Mean?

Minnesota Vikings “Parody (Twins) Theme Song

“MN Vikings @BigCatStadium -Kai Forbath Personal Interview

What were you thoughts of this “memorable” game? Are there other words to describe this game besides “miracle”?

Good News Minnesota
https://www.facebook.com/groups/192414624242046/

Deep Thought: Should we “divest” or “not” in banks that funds “oil” projects ?

The Big Banks Are Corrupt — and Getting Worse
05/22/2015 12:15 am ET | Updated May 22, 2016 huffingtonpost.com
“..According to the report, “Nearly one-third of respondents (32%) believe compensation structures or bonus plans in place at their company could incentivize employees to compromise ethics or violate the law. “

In fact, bankers’ bonuses do incentivize unethical and criminal behavior – and anything else it takes to generate profits. “Clawbacks” for ill-gotten gains are still few and far between. Remarkably few bankers have been fired for the widespread fraud that continues to characterize their industry. Prosecution for criminal behavior is extremely rare.

A system which rewards antisocial behavior begets social tragedy. It’s also a law enforcement nightmare. Criminology teaches that the presence of reward for criminal behavior, along with the absence of deterrence, almost inevitably leads to more crime…”

Top 10 Corporate Criminals List globalexchange.org

“…Global Exchange has compiled a new list of “most wanted” corporations of 2016 based on issues like unlivable working conditions, low pay, violations of human right and voting rights; climate change denial, and environmental destruction, just to name a few.

Four corporations, Koch Industries, McDonald’s, Chevron and Monsanto were on earlier lists but are included again, as the corporate behavior of these companies has reached egregious levels this year and merits repeat attention.

The Ten Top Corporate Criminals list is a guide to what companies like Energy Transfer Partners, Exxon Mobil, H&M and others are doing to undermine human rights and the environment. Share the list with friends, family, and co-workers. Use the Take Action section to add your voice and increase the pressure…

1. Energy Transfer Partners

..The pipeline is supposed to stretch from North Dakota to a market hub in Illinois, and from there another pipeline is to ship the oil to the gulf coast for Asian export. It would deliver up to 570,000 barrels of what the company calls its “light, sweet crude,” fracked in North Dakota’s Bakken and Three Forks fields.

The pipeline is to cross 209 rivers, creeks and tributaries, including the nations longest river, the Missouri, which is the Standing Rock Sioux tribe’s main source of drinking and irrigation water. It will also destroy tribal burial grounds and sacred sites.

The Bakken Pipeline Resistance Coalition representing farmers, ranchers, environmentalists, student and local community organizations along the pipeline route as well as nationwide, has been fighting the pipeline since late 2014. On August 25, just days before the September 3rd assault, more than 30 national and tribal environmental organizations had joined together to write President Obama a letter calling on President Obama to stop the construction of the Dakota Access Pipeline. And on September 9, minutes after a federal judge declined the Tribe’s request for an injunction to stop construction on the pipeline, the Obama administration made a surprise announcement that it would not permit the project to continue for now. Continued action is essential to keep the pipeline from being built…”

Pipelines

-Funding

Defund DAPL: Divest from banks funding the pipeline


“Published on Nov 17, 2016

Lakota People’s Law Project is calling on individuals and organizations to divest from banks funding the Dakota Access Pipeline. Sign our petition at http://lakotalaw.org/pipeline-action
Check out our DAPL Timeline at http://lakotalaw.org/oceti-sakowin-camp.

Who’s Financially Supporting it?

38 banks are directly supporting the companies building the pipeline, totaling $10.25 billion in loans and credit facilities. These banks are increasing our dependence on fossil fuels.

Energy Transfer Family:

Sunoco Logistics: ($2.5 billion revolving credit from 24 banks) (provides transportation, terminalling and acquisition and marketing services to crude oil markets. Energy Transfer Partnership owns a 99.9% interest in Sunoco Partners LLC.)

Energy Transfer Partners: ($3.75 billion revolving credit from 26 banks, going toward expanding oil and gas infrastructure holdings)

Energy Transfer Equity: ($1.5 billion revolving credit from 26 banks) (a sister partnership to Energy Transfer Partners)

Dakota Access: ($2.5 billion project-level loans by 17 banks for construction of pipeline) (subsidiary of Energy Transfer Crude Oil Company, which is part of the Energy Transfer Company)

List of banks:

RSA ANIMATE: Crises of Capitalism


“Uploaded on Jun 28, 2010

In this RSA Animate, celebrated academic David Harvey looks beyond capitalism towards a new social order. Can we find a more responsible, just, and humane economic system?

The RSA is a 258 year-old charity devoted to creating social progress and spreading world-changing ideas. For more information about our research, RSA Animates, free events programme and 27,000 strong fellowship.

Follow the RSA on Twitter: https://twitter.com/RSAEvents
Like the RSA on Facebook: https://www.facebook.com/rsaeventsoff…
Listen to RSA podcasts: https://soundcloud.com/the_rsa
See RSA Events behind the scenes: https://instagram.com/rsa_events/

——
Produced and edited by Abi Stephenson, RSA.

Animation by Cognitive Media. Andrew Park, the mastermind behind the Animate series and everyone’s favourite hairy hand, discusses their appeal and success in his blog post, ‘Talk to the hand’: http://www.thersa.org/talk-to-the-hand/”

Bank of Nova Scotia: $100 million (Sunoco Logistics)

Citizens Bank: $72.5 million (Sunoco Logistics)

Comerica Bank: $72.5 million (Sunoco Logistics)

US Bank: $275 million (Sunoco Logistics) (Energy Transfer Partners)

PNC Bank: $270 million (Sunoco Logistics) (Energy Transfer Partners) (Energy Transfer Equity)

Barclays: $370.5 million (Sunoco Logistics) (Energy Transfer Partners) (Energy Transfer Equity)

JP Morgan Chase: $312.5 million (Sunoco Logistics) (Energy Transfer Partners) (Energy Transfer Equity)

Bank of America: $350.5 million (Sunoco Logistics) (Energy Transfer Partners) (Energy Transfer Equity)

Deutsche Bank: $275.5 million (Sunoco Logistics) (Energy Transfer Partners) (Energy Transfer Equity)

Compass Bank: $340.5 million (Sunoco Logistics) (Energy Transfer Partners) (Energy Transfer Equity)

Credit Suisse: $340.5 million (Sunoco Logistics) (Energy Transfer Partners) (Energy Transfer Equity)

DNB Capital/ASA: $340.5 million (Sunoco Logistics) (Energy Transfer Partners) (Energy Transfer Equity)

Sumitomo Mitsui Bank: $265.5 million (Sunoco Logistics) (Energy Transfer Partners) (Energy Transfer Equity)

Royal Bank of Canada: $340.5 million (Sunoco Logistics) (Energy Transfer Partners) (Energy Transfer Equity)

UBS: $336.4 million (Sunoco Logistics) (Energy Transfer Partners) (Energy Transfer Equity)

Goldman Sachs: $243.9 million (Sunoco Logistics) (Energy Transfer Partners) (Energy Transfer Equity)

Morgan Stanley: $225.1 million (Sunoco Logistics) (Energy Transfer Partners) (Energy Transfer Equity)

Community Trust: $30 million (Energy Transfer Partners)

HSBC Bank: $189 million (Energy Transfer Partners) (Energy Transfer Equity)

Wells Fargo: $467 million (Sunoco Logistics) (Energy Transfer Partners) (Energy Transfer Equity) (Dakota Access)

BNP Paribas: $444.5 million (Sunoco Logistics) (Energy Transfer Partners) (Energy Transfer Equity) (Dakota Access)

SunTrust: $435 million (Sunoco Logistics) (Energy Transfer Partners) (Energy Transfer Equity) (Dakota Access)

Royal Bank of Scotland: $250.5 million (Energy Transfer Partners) (Energy Transfer Equity)

Bank of Tokyo Mitsubishi UFJ: $548 million (Sunoco Logistics) (Energy Transfer Partners) (Energy Transfer Equity) (Dakota Access)

Mizuho Bank: $589.5 million (Sunoco Logistics) (Energy Transfer Partners) (Energy Transfer Equity) (Dakota Access)

Citibank: $521.8 million (Sunoco Logistics) (Energy Transfer Partners) (Energy Transfer Equity) (Dakota Access)

TD Securities: $365 million (Sunoco Logistics) (Dakota Access)

ABN Amro Capital: $45 million (Energy Transfer Equity)

Credit Agricole: $344.5 million (Energy Transfer Partners) (Energy Transfer Equity) (Dakota Access)

Intesa Sanpaolo: $339 million (Energy Transfer Partners) (Energy Transfer Equity) (Dakota Access)

ING Bank: $248.3 milllion (Energy Transfer Partners) (Energy Transfer Equity) (Dakota Access)

Natixis: $180 million (Energy Transfer Equity) (Dakota Access)

BayernLB: $120 million (Dakota Access)

BBVA Securities: $120 million (Dakota Access)

DNB First Bank: $120 million (Dakota Access)

ICBC London: $120 million (Dakota Access)

SMBC Nikko Securities: $120 million (Dakota Access)

Societe Generale: $120 million (Dakota Access)”

-Divesting effective?

How to Contact the 17 Banks Funding the Dakota Access Pipeline Emily Fuller posted Sep 29, 2016 Updated Nov. 30, 2016 yesmagazine.org
Here are CEO names, emails, and phone numbers—because banks have choices when it comes to what projects they give loans to.
“..Food & Water Watch researcher Hugh MacMillan: “Ask these banks to clarify whether funds they are providing are being used, in any amount, to pay for the heavily militarized response to the Standing Rock Sioux, including the attack dogs, sound-cannon trucks, heavily armed officers.”

“People should also ask these institutions why they are sinking so much money into maximizing the amounts of oil and gas that can be brought to the surface and burned at a time when climate science is clear we have to maximize what we keep in the ground instead,” said MacMillan.

The organization’s deputy communications director, Seth Gladstone, suggests saying: “As a customer of your financial institution, I reject the notion of my money helping to support your investment in the Dakota Access pipeline, an inherently dangerous and unjust oil pipeline that threatens air and water quality in many states, and violates sacred lands of the Standing Rock Sioux tribe. I urge you to give up your financial stake in the Dakota Access pipeline immediately.”

Here are names of CEOs and other bank executives involved in these decisions—along with their phone numbers and email addresses. The first 17 banks (*) are directly funding the Dakota Access pipeline. The rest of these banks are offering credit lines to its parent companies: Sunoco Logistics, Energy Transfer Partners, and Energy Transfer Equity.

The following bank information has been updated periodically, most recently Nov. 30, 2016. Some banks have disconnected phones and disabled email addresses since the start of the campaign. Contact us with adjustments..”

Wells Fargo*

CEO Timothy J. Sloan
timothy.j.sloan@wellsfargo.com
BoardCommunications@wellsfargo.com
866-249-3302

Corporate Office:
Wells Fargo
420 Montgomery Street
San Francisco, CA 94104


*pic of their hq’s in Minnesota

U.S. Bank

Chairman and CEO Richard K. Davis
richard.davis@usbank.com

Senior Vice President of Corporate Communications Dana Ripley
dana.ripley@usbank.com
612-303-3167

Brand, Corporate Social Responsibility, Sponsorships:
Susan Beatty
susan.beatty@usbank.com
612-303-9229

Corporate Office:
U.S. Bancorp Center
800 Nicollet Mall
Minneapolis, MN 55402
800-685-5065 and 651-466-3000

An Open Letter To Investors In The Dakota Access Pipeline November 29th, 2016 by Susanna Schick cleantechnica.com
“..While Norwegian investors pull out because the DAPL does not meet their Corporate Social Responsibility requirements, and Energy Transfer Partners sells its company to Sunoco to better compete against Russia, I would like to propose that all investors pull their funds from this project, as there are other energy projects with a much higher ROI that actually build a stronger US economy. I am addressing Goldman Sachs because of its stated commitment to environmental stewardship and its long track record of successful investments.

Dear Mr. Blankfein,

As one of the best investment banks in the world, Goldman Sachs’ job is to keep one foot firmly planted in the future. The oil industry is dying, and “energy” companies that refuse to expand into other forms of energy will die along with it. Do you wish you’d invested in a film camera company 15 years ago? This is the same situation, but with a much bigger industry.

As a journalist covering clean tech, I’ve seen the future, and it’s electric. This was never more clear than on October 28th, when Tesla announced its Powerpack 2 batteries, grid-scale batteries twice as energy dense at the same price. Customers like SoCal Edison will install them next month to decrease their dependency on natural gas, the main commodity ETP offers. The same commodity which recently caused the biggest methane leak ever in the US…”

DeFund DAPL: Crashing JP Morgan Party in NYC (12/15/2016)


“Published on Dec 15, 2016

#DeFundDAPL #BankExit #NoDAPL DeFund DAPL is Live in New York City Crashing a JP Morgan Party…join the movement: http://www.defunddapl.org/ Check out DeFund DAPL on Facebook: https://www.facebook.com/DeFundDAPL/”
Major Victory! One of the Largest Banks Funding DAPL Just Pulled Its Assets from the Project Claire Bernish November 18, 2016 thefreethoughtproject.com
“Water protectors from the Standing Rock Sioux Tribe can now declare their most tangible victory to date — one of the heftiest investors in the Dakota Access Pipeline, Norway’s largest bank, has pulled its assets from the project.

Just 10 days ago, DNB warned it might withdraw funding for construction of the contentious pipeline if concerns raised by the Standing Rock Sioux were not addressed promptly…

“The news that DNB has sold its assets and is considering terminating its loans is a victory for the water protectors who are fighting to stop this disaster of a project. All financial institutions with a stake in the pipeline must quickly realize that financing this project is toxic. It would be smart for them to get out ahead of the growing movement of customers looking to divest from banks that finance the destruction of our planet and ignore Indigenous rights and sovereignty. Citigroup, TD Securities, Wells Fargo, SunTrust, and the other banks backing this project should see this as a sign to get on the right side of history…”
Financing Dakota Access Pipeline puts US bank in more hot water Frank Hopper • December 13, 2016 indiancountrymedianetwork.com
“…Under the proposed legislation the city’s current contract with Wells Fargo, which ends in one year, on December 31, 2017, would not be renewed. In the meantime, the city would “enter into a voluntary debarment agreement with Wells Fargo Bank for a period of at least one year, and refrain from conducting banking, investment, or other business with Wells Fargo Bank for a period of at least one year when it is in the City’s discretion.”..

Why Wells Fargo?

While many different banks are financing the Dakota Access Pipeline, research by Food & Water Watch identifies 17 banks as loaning directly to Dakota Access LLC. Most are located in other countries such as France, Japan, the Netherlands, Canada, Italy, Germany, England and Spain. Of those located in the U.S., only two are large with many branch offices: Wells Fargo and Citibank. Wells Fargo is being targeted because it is the most visible of the U.S. banks financing the pipeline, loaning close to $500 million for its construction.

Additionally, federal regulators recently revealed a scandal involving Wells Fargo employees who opened over 2 million unauthorized bank and credit card accounts in the names of customers, apparently to hit sales targets and make money on fees. Approximately 5,300 Wells Fargo employees have been fired.

And if that weren’t reason enough, in 2012 the U.S. Department of Justice forced Wells Fargo to pay $175 million after it was determined they engaged in discriminatory lending practices against black and Hispanic borrowers…”
How Standing Rock’s Divest Campaign Can Stop Future Pipelines
By Colby Devitt | December 19, 2016 billmoyers.com
As banks begin to respond, environmental movements are learning the importance of speaking clearly about the financial risks of fossil fuel investment.
Between Now and Trump, We Must #DefundDAPL December 16, 2016 gofossilfree.org
“…On December 4th, the Obama Administration announced that it will not grant Energy Transfer Partners the final permit for the Dakota Access Pipeline to drill under the Missouri River, and called for an Environmental Impact Statement (EIS) on the project. This milestone is a testament to the amazing movement that indigenous leadership and the camps at Standing Rock have led, and has re-defined what is possible when thousands of people come together to peacefully resist.

But the fight to stop Dakota Access isn’t over — and right now, before Trump comes into office, is a critical moment.

We can’t say for certain what will happen when Trump’s in office, and we don’t know how an attempt to reverse this decision will play out in the courts – so right now it’s crucial that we use another source of our strength to stop this project: our financial power and collective pressure.

The divestment movement has already shown the power of moving our money and rejecting the social license of the fossil fuel industry. Just this week, it was announced that total assets committed to divest surpass $5 trillion. Now we need to turn that power and momentum to Dakota Access.

The Dakota Access pipeline is being financed in various ways by 17 banks (here’s a list with contact info for each). ..”

-Japan

「日本の大手銀行:人権侵害と環境破壊に配慮し、DAPLへの資金提供を打ち切ってください!」に関するお願い


“Published on Dec 19, 2016

日本語で署名をご覧になるには
https://www.change.org/japan-stands-w…

For English petition please click
https://www.change.org/p/japanese-big…

詳しいは/More information
http://aaexchangeactivity.blogspot.jp…

Petition endorsement: Japanese Big Banks: Stop funding human and environmental rights abuses at DAPL now!
PDFはこちらです。PDF here.
https://drive.google.com/open?id=0B7v…”

-Australia

Protestors rally in Auckland against ANZ’s investment in fossil fuels video TAO LIN Last updated 14:43, May 4 2016 stuff.co.nz
“..Climate change activists have kicked off a global campaign against fossil fuels by throwing a beach dance party outside one of ANZ’s Auckland offices.

The Break Free campaign targets fossil fuel projects around the world through demonstrations with the aim of keeping coal, oil and gas in the ground.

350 Aotearoa, the New Zealand arm of an international climate movement, is behind the protests and is targeting ANZ for its “heavy investment” in fossil fuels…”

Where to Invest?

Is Your Bank Funding DAPL? Here’s How to Find One That Isn’t Gerald Mitchell posted Dec 01, 2016 yesmagazine.org
There’s an entire industry of ethically minded banks and financial institutions out there to choose from.
“..Every day in December has been declared a day of action for those protecting sacred ground and water from the construction of the Dakota Access pipeline. While most of us can’t be there in person, a growing number of supporters are taking action by breaking up with banks that are funding the pipeline. As an act of solidarity with the water protectors at Standing Rock, this also helps put pressure on the banks to change their practices now and in the future. But closing your megabank account raises the question: Where should I move my money?

Luckily, there’s an entire industry of ethically minded banks and financial institutions out there to choose from. While they aren’t always guaranteed to have a clean environmental record, they do invest locally and in underserved areas. And they are also almost certainly not funding DAPL and trampling on indigenous sovereignty…”
Ethical Banks moveyourmoney.org.uk

Oil Industries that are “unethnical”?

The 12 Least Ethical Companies In The World: Covalence’s Ranking … 03/30/2010 05:12 am ET | Updated May 25, 2011 huffingtonpost.com

“…Among those companies with the most awful records are some of the usual suspects in the oil and mining industries but Covalence also found some lesser-known offenders….

#10 Total SA
French oil and gas company Total has been accused of building a pipeline with the aid of slave labor in Myanmar. In addition, in 1999 one of the company’s oil tankers, the Erika, which had 30,000 tons of oil on board, sunk off of the coast of Brittany. A French court later asked the company to compensate the victims of the spill…

#6 Occidental Petroleum Corporation
Occidental, one of America’s largest oil and gas companies, has been involved in a number of territory disputes in multiple countries, including Ecuador and Colombia. The company also drew ire from environmentalists in 2005, when it proposed building a road through Ecuador’s Yasuní National Park.

..”

10
of
13
#3 Chevron Corp.
Chevron, the oil and gas behemoth, has been accused of tax evasion as well a number of environmental infractions in several countries around the world. But perhaps most controversial was a 1998 episode in Nigeria: after protesters took hostages as part of a demonstration against the company, Nigerian soldiers shot at the demonstrators, killing two. Chevron was accused of facilitating the transport of the soldiers, known for their “general history of committing abuses,” to the scene. The company, however, was cleared of the charges in 2008…

#2 Halliburton Company
After the invasion of Iraq in 2003, Halliburton, the oil and gas company famously associated with former Vice President Dick Cheney, was accused of unfairly procuring billions of dollars in government contracts for oil repair in the country.

Currently still re”searching” on this controversial issue. Feel free to share any info. Any other newsworthy items that needs to be told?

Good News USA
https://www.facebook.com/groups/141726762684036/?ref=br_tf

Neutral Perspective: World Trade Center buildings were destroyed by Airliner Planes or Detonation on 9-11?

Destroyed by Airline Plane

Photo & Video Sharing by SmugMug

2 World Trade Center
The September 11th Attack
911research.wtc7.net
9/11 Attacks, from history.com
“Two of the planes were flown into the towers of the World Trade Center in … to as 9/11, the attacks resulted in extensive death and destruction, triggering major …

-Documentary

History Documentary – World Trade Center attacks, Rise and Fall of the twin towers


“Published on Aug 20, 2014

History Documentary – World Trade Center attacks, Rise and Fall of the twin towers”

The Secret History of 9/11 – Full Documentary

Jets Impact the Twin Towers from 911review.com

Detonated

-Documentaries

Zeitgeist – The Movie: World Trade Center (Part 1 of 4)

9/11: Explosive Evidence – Experts Speak Out (Free 1-hour version) AE911Truth.org


ae911truth
“Published on Sep 6, 2012

This is the 1-hour version of our 1 ½ hour groundbreaking documentary 9/11: Explosive Evidence — Experts Speak Out which is available for purchase as a DVD in our online store at http://shop.ae911truth.org/DVD-Cased-… or as a download at http://www.911ExpertsSpeakOut.com.

See also the video of the Pledge Breaks by Shari Bernson and AE911Truth’s Richard Gage, AIA – interviewed on air in Denver, CO during this historic TV premiere of 9/11: Explosive Evidence – Experts Speak Out”. http://www.youtube.com?watch?v=sksg5w…

Colorado Public Television (cpt12.org), has courageously thrust themselves at the forefront of our nation’s public service media network. CPT12 aired this powerful and controversial film as a featured premium during their Summer fundraising campaign. The PBS national website then posted the re-broadcast which quickly became one of their “Most Watched” as well as “Most Shared” programs on PBS.

As millions of people are becoming aware that they haven’t gotten the whole story on 9/11, over 1700 architects & engineers are leading the way at AE911TRUTH, with dozens of these professionals giving testimonials in this documentary, putting their careers on the line in their demand for a new independent investigation. High-rise architects, structural engineers, scientists, physicists, chemists, scholars, educators, firefighters, forensic fire engineers, demolition experts and others also testify in this ground-breaking scientific assessment of the events at the World Trade Center.

The sudden, complete collapse of the third skyscraper,WTC Building 7 at 5:20pm on 9/11 at free-fall acceleration, is now being seen around the world as “the smoking gun” which disproves the official story about 9/11. These experts also introduce additional “overwhelming evidence” for a controlled demolition hypothesis of the three World Trade Center highrises – which raises many disturbing questions.

The film does not speculate – but does empathize with viewers by also introducing the professional perspectives of eight psychologists who explain some of the reasons why it is so hard for people to face the scientific evidence. This is the most scientific and compelling 9/11 documentary film to date….

http://rethink911.org
http://911blueprintfortruth.org

-Missle

HERE’S WHAT REALLY HAPPENED ON 9.11 — James Perloff

SGTreport
Published on Sep 10, 2017
On the 16th anniversary of 9/11 author James Perloff joins me to explain what REALLY happened on 9/11/2001.

“9/11 Was a False Flag to get into illegal wars” – Former FDNY Rudy Dent

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-Witnesses

9/11 Eyewitness rare unfiltered / unaltered amateur footage | What was NOT shown on TV


FreedomRebel
*”explosion from downstairs”???

CIA Agent Confesses On Deathbed: ‘We Blew Up WTC7 On 9 11’


#SeekingTheTruth
“…Published on Jul 14, 2017

79-year-old retired CIA agent, Malcom Howard, has made a series of astonishing claims since being released from hospital in New Jersey on Friday and told he has weeks to live. Mr. Howard claims he was involved in the “controlled demolition” of World Trade Center 7, the third building that was destroyed on 9/11.

Mr. Howard, who worked for the CIA for 36 years as an operative, claims he was tapped by senior CIA agents to work on the project due to his engineering background, and early career in the demolition business.

Trained as a civil engineer, Mr. Howard became an explosives expert after being headhunted by the CIA in early 1980s. Mr. Howard says has extensive experience in planting explosives in items as small as cigarette lighters and as large as “80 floor buildings.”

The 79-year-old New Jersey native says he worked on the CIA operation they dubbed “New Century” between May 1997 and September 2001, during a time he says the CIA “was still taking orders from the top.” Mr. Howard says he was part of a cell of 4 operatives tasked with ensuring the demolition was successful.

Mr. Howard says the World Trade Center 7 operation is unique among his demolitions, as it is the only demolition that “we had to pretend wasn’t a demolition job”. He claims he had no problem going through with the deception at the time, because “when you are a patriot, you don’t question the motivation of the CIA or the White House. You assume the bigger purpose is for a greater good. They pick good, loyal people like me, and it breaks my heart to hear the shit talk.”

[John Kerry Admits WTC 7 Was Brought Down By Controlled Demolition]

But even he admits that now, looking back, “Something wasn’t right.”

“No good has come from this. This isn’t the America we envisioned.”

Explaining how the building was bought down, Mr. Howard says, “It was a classic controlled demolition with explosives. We used super-fine military grade nanothermite composite materials as explosives. The hard part was getting thousands of pounds of explosives, fuses and ignition mechanisms into the building without causing too much concern. But almost every single office in the Building 7 was rented by the CIA, the Secret Service, or the military, which made it easier.”

Mr. Howard explains that WTC 7 was “loaded with explosives in strategic places” in the month leading up to the day that changed the course of American history. On September 11th, while the North and South towers burned, fuses were ignited in World Trade Center 7, and nanothermite explosions hollowed out the building, destroying the steel structure, removing the reinforcements, and allowing the office fires to tear through the rest of the building, hollowing it out like a shell.

World Trade Center 7 collapsed into its own footprint at 5:20pm, seven hours after the destruction of WTC 1 and 2. The building shocked witnesses by coming down at the speed of freefall, indicating that it encountered zero resistance on the way down.

Mr. Howard and his colleagues had done their job.

“When the building came down, it was such a rush. Everything went exactly to plan. It was so smooth. Everybody was evacuated. Nobody was hurt in WTC 7. We were celebrating. We kept watching replays of the demolition, we had the whiskey and cigars out, and then all of a sudden the strangest thing happened. We all started to worry that it looked a bit too smooth. We watched the tape again and again and again and we started to get paranoid. It looked like a controlled demolition. We thought shit, people are going to question this. And then we heard that people from the street were reporting that they heard the explosions during the afternoon. When we were told that the BBC botched their report and announced to the world that the building collapsed 20 minutes before it actually did… At that point we really thought the gig was up.”

Article Source: http://yournewswire.com/cia-911-wtc7/

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Why?

more 9-11 info...http://smu.gs/1hq7mdg

Other Lies

Steve Rannazzisi, Comedian Who Told of 9/11 Escape, Admits He Lied By SERGE F. KOVALESKISEPT. 16, 2015 nytimes.com

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